HRA offers full-time employees a rich benefits package, which includes health insurance, basic and supplemental life insurance, dental insurance, and vision insurance. In addition to those insurance benefits, HRA offers a 401(K) Plan, which you can begin contributing to after you have completed 90 days of service.
Coverage for new full-time employees begins on the 1st of the month coinciding with or following their date of hire. New employees who do not make an election within 30 days of becoming eligible will automatically waive coverage. After that, open enrollment is the one time each year that employees can make changes to their benefit elections without a qualifying event.
Notify Human Resources within 31 days if you have a qualifying life event and need to add or drop dependents outside of open enrollment. Life events include (but are not limited to):
- Birth or adoption of a baby or child
- Loss of other healthcare coverage
- Eligibility for new healthcare coverage
- Marriage or divorce
Open enrollment for the health, dental, vision, and basic life plan start in April every year. Changes made by employees during open enrollment will be effective May 1st.
Horizon's HR team only negotiates insurance plans with the brokers, provides details about the plans, and facilitates payment of the premiums. We do not have access to anyone’s individual benefit information, facilitate ID cards, etc. After enrollment Aetna should send you your Member ID card. If you do not receive it you can request a new one by either creating an online Aetna account or calling their customer service at 1.800.872.3862. Once your Aetna account is created, you can also download a virtual Member ID card.
There are no insurance cards for VSP (Vision) or SunLife (Life, Disability). Your “ID number” is your social security number for VSP. We encourage you to create a VSP account using this link: https://www.vsp.com/createaccount.
You will be able to obtain your Sun Life Member ID and/or download your virtual Member ID card for Dental after you create your online Sun Life account. Create your online account using this link: https://login.sunlifeconnect.com/commonlogin/#/registration/createaccount
Please review the attached Benefit Guides for additional details on Horizon's Benefits or check out this video! Horizon Realty Advisors Open Enrollment 2025
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